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don's report archiveWellness in the Headlines
Tuesday December 3, 2002
An anonymous post found on the Internet entitled "Inner Strength" Surely you have read or heard by now that health insurance as it has existed for half a century is coming to an end. With monthly fee increases of 20 percent or more coming year after year, commentators are repeating in mantra-like fashion the following prediction: "In a few more years, the only two people in this country who will be able to have health insurance are Bill Gates and Warren Buffett. No one else will be able to afford it." Chances are good that you and/or your employer (if you have one) can't afford it now. If you can deal with this situation "without caffeine or pep pills, if you can be cheerful, ignoring aches and pains, if you can resist complaining and boring people with your troubles" and so on, well, I know you're not the family dog. Please tell me how you can do all these things. At present, 41 million Americans do not have health insurance. They are not all poor or unemployed; large numbers of workers with full-time jobs are without coverage. Last year alone, 1.4 million Americans lost their health insurance. Of these, 800,000 had incomes in excess of $75,000. The private system that has operated since the end of WWII is breaking apart -- and there is no national system in place or on the drawing boards to protect the American people. The strongest parts of the economy in terms of job growth were in those sectors unlikely to provide employees with health insurance benefits, namely, small businesses and service industries. In addition to these low-wage, nonunion sectors, many new jobs were filled by immigrants and the very young, the very people most willing to take positions without the usual benefits (health insurance, for example.) Policy makers and health care analysts seem agreed that the United States medical delivery system is a crisis situation. Experts at the Robert Wood Johnson Foundation believe two options being discussed at the national level are most likely to emerge as a stop gap strategy to address this crisis: 1) tax breaks (credits) to encourage the purchase of health insurance; 2) expanded eligibility for Medicaid or other federal programs. Naturally, the former is a Republican-led plan; the latter a Democratic Party favorite. A spokesman for a consumer group called "Families USA" said Republicans and Democrats will probably agree on some kind of combination of tax credits and Medicaid expansion. Don't count on it! My sense is that the combination that matters most is the huge spending on the war on terrorism/Iraq and varied Evil Ones combined with the high costs of homeland and other security investments. These two factors make any substantial investments in needed domestic programs unlikely anytime soon, in my opinion. The real question is this: "What should YOU do?" Here is my list of tips -- ignore these steps at your peril.
Not a pretty picture but then a wellness mindset is a reality-based way of viewing the world, not a hippy-dippy perspective based on self-delusion. Seek to understand and track the changing nature of the realities you must address and manage, do what you can to cope and prosper, and after that hope for the best and look on the bright side of life. This solves nothing but keeps things from getting worse and helps you feel better. Cheers. (Note: This essay will be filed in the archives in the MENTAL DOMAIN under the skill area of factual knowledge. Additional articles related to this theme may be found there.)
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